Backing that fits what your Digital Cash is for.
Tokenised deposits, stablecoins and intrabank tokens carry different risks. We help you pick the backing, plan redemption and bring in the auditors.
Different money, different risks.
Risk depends on the instrument, its backing, liquidity, redemption and who is responsible.
- Tokenised deposits
- A claim on the issuing bank in token form. The bank’s balance sheet, deposit terms and redemption process shape the risk.
- Stablecoins
- Look at the reserve assets, who holds them and how holders are paid out.
- Intrabank tokens
- Move value inside one bank or group. Look at how they sit in the bank’s books and turn back into ordinary money.
Purpose decides the backing.
Payments, settlement, treasury and branded money each ask different things of their backing.
How Digital Cash works- Cash-backedCash held with banks. Plan where it is held and how it is available when holders redeem.
- Treasury-backedShort-term government securities. They can earn a return but need a plan for raising cash when holders redeem.
- Asset-backedOther assets, such as gold. They need valuation, safe custody and a clear redemption route.
How we help.
We have built digital money since 2017 and previously worked with Grant Thornton.
The issuer’s role in regulation- Design the backingChoose the structure, reserve holder and redemption terms that fit your purpose.
- Prepare for auditSet up the records and reporting auditors need to check backing and solvency.
- Connect the right partiesBring in the banks, custodians, auditors and providers you need.
- Make responsibility clearThe issuer stands behind the backing and pays holders back. We help make that easy to show and check.
Tell us what your Digital Cash is for.
We’ll help you choose the backing and line up the right partners.