Vision & Mission

Sustainable Development Goal 9

Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation
SDG #9 highlights the necessity of building infrastructure strong enough to facilitate inclusive and sustainable industrialization and innovation. ARYZE is building the tools to provide two billion people access to financial services, finally making finances inclusive and fostering every type of innovation worldwide.


1 out of 9 of people
worldwide are supported
by funds sent home by migrant workers who are family members.

Of global remittances
go to rural areas

Around 50 % of global remittances go to rural areas
-60 % of a poor family’s household income is based on remittances.

1 USD Trillion of accumulated flows of money is expected to reach rural areas over the next five years


Imagine a sailor in the Philippines who is hired at a large shipping company, that pays him in cash. He must send this cash back home in remittances that go through many fees, reducing the purchase power of the final amount that is received by his family. On average, 7% of remittances sent are lost to fees, meaning a staggering $48 billion per year is taken away from local communities where they are needed most. In 2018, $689 billion in remittances were sent around the world; in 30 countries, remittances comprised over 10% of their GDP. That money would go a long way in reducing global poverty.


Remittances are vital for bringing countries out of poverty. The UN estimates that on average migrant workers send $200 – $300 home every one or two months. These amounts make up about 60 per cent of the family’s household income.

This equals to 1-9 people globally who are supported by remittances sent home by migrant workers. It is also estimated that most of this demographic live in rural areas, where three quarters of the world’s poor live.

Frequently Asked Questions

ARYZE will be a cloud-based full-reserve bank operating on the Ethereum network. the cost of remittances will be reduced significantly, thanks to digitalization and the enhanced features of blockchain technology.


Our Answer

Over 80% of people in developing economies have mobile phone access, giving digital finance the potential to reach 1.6 billion currently unbanked people. By reducing the costs of international money transfers to near-zero, ARYZE is building an infrastructure that will allow that $48 billion to reach the digital pockets of migrant workers’ families. Boosting local economies in low-income regions around the world, diminish global income inequality, and helping solve the imperative objectives of the UN SDG goal #9.

Our remittances solution can also help reduce financial exclusion by boosting liquidity. We have done some use cases in the asia regions throughout the years, and there is a potential increase of Gross Domestic Product (GDP) by between 9% and 14% in the Philippines economy alone.


Related material

How does ARYZE plan to solve remittances?

Individuals will be able to hold dollars, euros or any other supported currency, without having to register with bank accounts, and that is truly phenomenal for the 1.7 billion unbanked individuals.
Play Video

In 2017, it was reported that there are approximately 258 million migrants globally, and this number has been growing between 2–3% per year. 

Long denominated in cash, payments back to home countries are finally going digital.

How much does remittances cost?

Sending money home is most expensive for those who have the least.