About us

Most frequent questions and answers.

ARYZE is a financial services company based in Denmark, building fintech products on top of the Digital Cash ecosystem. We are committed to establishing an efficient, transparent, and innovative payments system, while focusing on improving financial inclusion in the markets we operate in.

ARYZE offers services for retail users, businesses, corporations and public entities. For retail users, we have our e-Money application called MAMA – which stands for Multi-Asset Modular Application. For businesses and corporations, we have a larger suite of cloud-based services and APIs that complete a trustworthy, efficient, and safe cash-management experience.

Users of MAMA will be able to hold, send and receive their cash in this e-money application. It’s like a digital bank account. Keep your money safe and send money without transaction fees. You will be able to spend your Digital Cash either through the application itself, or through a top-up debit card that you link to your account.

No two people are the same – this is why we allow MAMA to be customizable to the user’s needs, through an in-app marketplace with features developed by the community.

MAMA allows users to store their currencies in different accounts – this is the multi-asset part of the application. The application is customizable in the sense that different modules can be added or removed, depending on the needs of the user. When traveling, it might make sense to add modules created by local businesses, that enable different benefits and opportunities. This is the modularity of the application, giving users a unique experience to every purchase.

When handling money, businesses often face a lot of fees, especially when making payments to other countries. With ARYZE business services, businesses of all sizes will be able to manage cash in a transparent manner, allowing them oversight of their different currency accounts. This includes managing funds available, incoming and outgoing payments, exchange rates, and business intelligence tools that improve the experience of running a business. Say goodbye to expensive transactions and unfair exchange rates – say hello to ARYZE!

Users can sign into MAMA and get started after completing some simple Know-Your-Customer processes that help us ensure that we know who you are. This allows us to provide the best possible experience.

RYZEnet is the network of trust that keeps an overview of transactions in our system. Validated and known partners can function as validators for the network. RYZEnet ensures interaction with the outside world, partners and users as a distributed ledger that is safe and transparent.

In our ecosystem, Digital Cash is a representative of sovereign cash currencies, which we already are familiar with. Each Digital Cash currency in our system is backed up one-to-one with a deposit in the central bank.

When you deposit money into your account, we keep the money safe by depositing it back into the central bank where it was issued. This means that rather than putting your money into a bank that potentially could go bust, we keep it in the one place where it’s always guaranteed its value. Your money is available upon demand, and for any use that YOU deem fit – after all, it’s YOUR money!

You can add money to your account through a bank transfer, debit card transaction, or by receiving money from another ARYZE user. In the future, users will be able to add physical cash to their account by making a deposit through a trusted partner in our user network and receiving Digital Cash directly into your account.

Digital Cash stablecoins are backed up by a full-reserve banking model. This means that rather than placing money in a bank that can lend out that money to other customers, and thereby increasing risks of not being able to honor that deposit, we never lend out your money. Our stablecoins are fully redeemable at any time, and the money is placed safely in the central bank that issued the money in the first place!

We are all about a transparent, safe and efficient process. Sending money through ARYZE products has no transaction fee, and our exchange rates are some of the fairest you can receive. The process is as quick and seamless as sending an email!

There are no transaction fees on our platform, and it is free for individuals to sign up. Businesses will pay a subscription fee to use our expanded online platform for account management.

MAMA is available both as a mobile platform and also as a web-based dashboard.

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